Home > Insurance > Medicare Part D

Find Medicare Part D Coverage


Should I enroll in a Medicare Part D plan?


The Medicare Part D program has the right to assess an ~1% monthly increase in your Part D premium once you enroll in a Part D plan if you did not do so during your first enrollment period. For example, if you do not enroll in a Medicare plan during your enrollment period, but decide to enroll 12 months later, your premium could increase 12%.


What if I do not take any medications, do I still need to enroll?


Regardless of whether you take medication now, it is recommended that you enroll in a Medicare Part D plan. Typically, Medicare beneficiaries who don't take any prescription drugs will enroll in the Medicare Part D plan with the lowest premium just to avoid the penalty for not enrolling in the first enrollment period.




Try Our Medicare Part D Doughnut Hole Calculator


Medicare Part D Explained:



Advertisement